MyHealthGuide Source: Mike Lanza, , Senior Vice President, USBenefi ts Insurance Services, LLC, In our industry, there is much hesitancy to review in-network claims for billing errors and unnecessary treatment. One concern is that an audit will take too much time and...

A natural and health conflict exists between underwriting and sales. It's easier to manage when the underwriting and sales (producers) are separate entities. However, many stop-loss carriers/MGUs (carriers) compensate their sales (marketing) staff in a similar manner...

MyHealthGuide Source: Joseph Dore, President, USBenefits Insurance Services, LLC, 9/23/2022 Many employers and employees are not aware that having a pre-existing condition, such as diabetes or a bad back, does not disqualify the employee from Workers’ Compensation...

Ever wonder why two carriers have different aggregate factors? In some cases, the difference can be significant, which elicits an employer/broker’s reaction of, “Wow, great numbers!” no matter how much lower they are versus others. Why does this occur? What are the...

In SIIA's recent issue of The Self Insurer, Mike Lanza, Vice President of Claims at USBenefits Insurance Services, LLC shares his insights on medical travel providers. To read the full article visit SIIA's The Self Insurer.

A recent article by USBenefits' Joseph Dore was featured in MyHealthGuide on 2/28/22, and can be found below. COVID-19: Workers Compensation vs. Health Insurance On occasion, employers and/or employees may be unsure if an injury or illness (injury) can be considered...

A recent article by USBenefits' Mike Lanza was featured in MyHealthGuide on 2/14/22, and can be found below. Is paying cash better than using your insurance when it comes to medical bills? With the new Centers for Medicare & Medicaid Services (CMS) Hospital Price...