NOTICE - USBenefits Insurance Services, LLC is not a Claims Administrator nor do we solicit business from individual consumers, and we are not affiliated with US Benefits / UMTA Trust (Oregon).

Commentary: No Surprises Act

Commentary: No Surprises Act

USBenefits Insurance Services (USB) was recently asked if, and how, the No Surprises Act (NSA) impacts stop-loss coverage. It is our assessment that the responsibility of managing claims in accordance with the NSA falls upon the employer’s Third-Party Administrator...
Stop Loss 101

Stop Loss 101

According to the Peter G. Peterson Foundation, the U.S. has one of the highest costs of healthcare in the world. In 2018, the United States spent about $3.6 trillion on healthcare, which averages to about $11,000 per person. An article by Health System Tracker echoed...
Why Choose Self-Funding?

Why Choose Self-Funding?

USBenefits believes in the importance of self-funding. We’ve built our reputation around this belief, and we strive to support our self-funded partners and their financial goals. According to the Kaiser Family Foundation’s 2020 Employer Health Benefits Survey, 67% of...
Partnership Testimonial – Why USB?

Partnership Testimonial – Why USB?

Since our inception in 2007, USBenefits has been committed to building partnerships with producers and employers – and these partners are an integral part of our success. Mary Ann Wessel, vice president of Irvine, California-based EBA&M shared her testimonial on...
Step Away from the Used Car Lot Mentality

Step Away from the Used Car Lot Mentality

How the Art of Comparing Stop-Loss Quotes Has Changed Online car purchases have revolutionized how many people buy used cars today. From the comfort of your own home, you can select the make, model, year and color you want, line up three of the exact same car, and...