Air Ambulance
There have been many articles written on air ambulance bills recently, and this media spotlight is much needed and overdue. Historically, this service has been an issue, and unfortunately continues to be a problem as the cost for this service continues to soar....
Organ Transplants – An Exposure of Concern?
For those that have experienced an organ transplant either as a patient or loved one, you know firsthand the emotional roller coaster this can be – from the onset of being diagnosed to a recipient. While most patients can be candidates, in some cases difficult medical...
Workers Compensation vs. Health Insurance
By Joseph Dore, President, USBenefits Insurance Services, LLC On occasion, employers and/or employees may be unsure if an injury or illness (injury) can be considered work related.* The short definitions for the two insurance products are: Workers’ compensation...
Is Paying Cash Better Than Using Your Insurance When it Comes to Medical Bills?
With the new Centers for Medicare & Medicaid Services (CMS) Hospital Price Transparency rule, there has been some research that indicates the cash price may be lower than the commercial insurance negotiated price. Is this accurate? How does this impact...
Commentary: No Surprises Act
USBenefits Insurance Services (USB) was recently asked if, and how, the No Surprises Act (NSA) impacts stop-loss coverage. It is our assessment that the responsibility of managing claims in accordance with the NSA falls upon the employer’s Third-Party Administrator...Latest News
Medical Stop-Loss Brochure
