Control Your Loss Experience to Lower Your Premiums
All of us have experienced the terms “mitigating” and “managing” used interchangeably with respects to claims. For the purpose of this article and from an insurance perspective, in my opinion, the two have very different meanings. Mitigating applies to before the...
Air Ambulance
There have been many articles written on air ambulance bills recently, and this media spotlight is much needed and overdue. Historically, this service has been an issue, and unfortunately continues to be a problem as the cost for this service continues to soar....
Organ Transplants – An Exposure of Concern?
For those that have experienced an organ transplant either as a patient or loved one, you know firsthand the emotional roller coaster this can be – from the onset of being diagnosed to a recipient. While most patients can be candidates, in some cases difficult medical...
Workers Compensation vs. Health Insurance
By Joseph Dore, President, USBenefits Insurance Services, LLC On occasion, employers and/or employees may be unsure if an injury or illness (injury) can be considered work related.* The short definitions for the two insurance products are: Workers’ compensation...
Is Paying Cash Better Than Using Your Insurance When it Comes to Medical Bills?
With the new Centers for Medicare & Medicaid Services (CMS) Hospital Price Transparency rule, there has been some research that indicates the cash price may be lower than the commercial insurance negotiated price. Is this accurate? How does this impact...Latest News
Medical Stop-Loss Brochure
