NOTICE - USBenefits Insurance Services, LLC is not a Claims Administrator nor do we solicit business from individual consumers, and we are not affiliated with US Benefits / UMTA Trust (Oregon).

Organ Transplants – An Exposure of Concern?

Organ Transplants – An Exposure of Concern?

Mar 22, 2022 | Blogs

For those that have experienced an organ transplant either as a patient or loved one, you know firsthand the emotional roller coaster this can be – from the onset of being diagnosed to a recipient. While most patients can be candidates, in some cases difficult medical...
Workers Compensation vs. Health Insurance

Workers Compensation vs. Health Insurance

Feb 25, 2022 | Blogs

By Joseph Dore, President, USBenefits Insurance Services, LLC On occasion, employers and/or employees may be unsure if an injury or illness (injury) can be considered work related.* The short definitions for the two insurance products are: Workers’ compensation...
Commentary: No Surprises Act

Commentary: No Surprises Act

Jan 18, 2022 | Blogs

USBenefits Insurance Services (USB) was recently asked if, and how, the No Surprises Act (NSA) impacts stop-loss coverage. It is our assessment that the responsibility of managing claims in accordance with the NSA falls upon the employer’s Third-Party Administrator...
Stop Loss 101

Stop Loss 101

Dec 17, 2021 | Blogs

According to the Peter G. Peterson Foundation, the U.S. has one of the highest costs of healthcare in the world. In 2018, the United States spent about $3.6 trillion on healthcare, which averages to about $11,000 per person. An article by Health System Tracker echoed...
Why Choose Self-Funding?

Why Choose Self-Funding?

Nov 19, 2021 | Blogs

USBenefits believes in the importance of self-funding. We’ve built our reputation around this belief, and we strive to support our self-funded partners and their financial goals. According to the Kaiser Family Foundation’s 2020 Employer Health Benefits Survey, 67% of...