What is going on with Aggregate coverage?
The following article was featured in the Summer 2022 issue of BC Advantage magazine but still has tremendous relevance today. We feel it is very worthy of a second look and warrants redistribution as the market is experiencing a breach in aggregate coverage, which...
Does Pre-Certification Guarantee Payment?
In healthcare, a doctor’s priority is to provide the best care for a patient. However, this can sometimes mean deviating from our industry’s processes and regulations. One such process is pre-certification, also known as prior authorization, which may be required by...
USBenefits Does Not Take Rebates to Reduce Costs for the Employer
USBenefits does not accept rebates or incentives from the vendors – whether through claim review, subrogation recovery, or a negotiation. We work hard to save our mutual clients as much money as we can on every claim because “Your goal is our goal – to provide the...
We Can Help Secure a Stop-Loss Quote for Groups that are Currently Fully Insured
USBenefits can assist you and fully insured clients to consider if stop loss is appropriate for their needs. To help us properly and expeditiously review your RFP, all fully insured submissions are subject to the following in addition to our underwriting guidelines....
Why it’s Essential to Review In-Network Claims
By Mike Lanza In our industry, there is much hesitancy to review in-network claims for billing errors and unnecessary treatment. One concern is that an audit will take too much time and may violate prompt pay rules, but that concern should not prevent a detailed audit...Latest News
Medical Stop-Loss Brochure
