Personal Touch….
At USBenefits, your goal is our goal – to provide the best possible outcome for the employer. This is not just a tagline for the employees at USBenefits, but a drive to do everything we can to support our customers. We work closely with our Third-Party Administrators...
Fully Insured Vs. Self Funding
Fully Insured – the employer purchases a standard healthcare coverage from a commercial carrier such as UHC, BCBS, Cigna or Aetna. The insurance company takes the risk associated with the employees’ healthcare and the profit when premiums exceed claims costs. Self...
Is Stop-Loss (aka Excess / Self-Insurance) Coverage Right for You?
If you’ve been following USBenefits Insurance Services articles you probably noticed a theme – the benefits and disadvantages of stop-loss (excess / self-insured) coverages and the importance of employing strategic plans. These plans could include, but are not limited...
Employer Groups Lowest Price Distraction
Some employer groups (employers) are fortunate to have brokers, consultants or Third Party Administrators (TPA) that represent their financial interests. These producers understand the employer’s “bottom line” to their clients and do not act as an insurance coverage...
Claim Success Story #5 – Burn Claim
The USBenefits claim department has, on average, over 35 years of experience in claim payment and review. Your goal is our goal – to provide the best possible outcome for the employer. This knowledge base, along with a team of the top cost containment vendors in the...
Claim Success Story #4 – Letter From an Attorney
At USBenefits, we bring experience, professionalism and unmatched customer service to every interaction. Your goal is our goal – to provide the best possible outcome for the employer. To ensure that happens, we prioritize leveraging our resources to navigate you...
Claims Success Story #3 – Reference Based Pricing
At USBenefits, your goal is our goal – to provide the best possible outcome for the employer. Not only do we have over 35 years of experience in claim payment and review, but also the expertise and contacts to help TPAs and Plan sponsors navigate what can be a very...
Claim Success Story #2 – Illegal Acts
USBenefits not only has over 35 years of experience in claim payment and review, but also the expertise and contacts to help TPAs and Plan sponsors navigate what can be a very complicated industry. Below is a recent success story achieved by our claims team. A TPA...
Claim Success Story #1 – Hospitalized with COVID
The USBenefits claim department has, on average, over 35 years of experience in claim payment and review. This knowledge base, along with a team of the top cost containment vendors in the business, gives us the ability to control claim costs for our clients. Below is...
Is an Insurance Captive right for you?
Insurance captives have a role in the insurance market, such as but not limited to cost advantages, an opportunity to broaden coverage, and long-term wealth building. That said, this is a complex topic that usually attracts a prospective member (policyholder) with the...
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