it back at renewal. Our underwriting
is built for long-term consistency.
directly with TPAs and brokers to manage
risk and avoid surprises.
Built for Brokers and Producers. Trusted by TPAs. Designed for Employers.
Brokers and Producers
Fast medical stop loss quotes. Transparent pricing. A partner focused on long-term results, not short-term wins.
Claims
Aligned claims strategy, consistent underwriting, and clear reimbursement processes that support your clients.
Employers / Plan Sponsors
Protection from high-cost claims with medical stop-loss coverage designed for long-term cost control and stability.
Medical Stop Loss Built for How Plans Actually Operate
USBenefits Insurance Services, LLC dba Employer Stop Loss Insurance Services, LLC (USB) is a full-service national Managing General Underwriter (MGU). We officially launched in July of 2007. As a stop-loss MGU, we focus on disciplined, competitive underwriting, transparent pricing, and cost-containment strategies that serve both you and the employer. Our objective is to protect against high-cost claims while helping manage and mitigate overall healthcare spend.
Get a Medical Stop-Loss Quote
Renewal season comes up fast, so getting ahead matters.
USBenefits makes it easy to submit a medical stop-loss RFP and receive:
- Competitive, transparent quotes
- Responsive underwriting support
- A stop-loss partner aligned with your clients’ long-term success
Don’t wait until options narrow and pricing tightens.
Ready to get started?
Whether you’re submitting an RFP, evaluating medical stop loss carriers, or exploring options for a self-funded health plan, USBenefits is ready to help.
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